Let's obtain a loan approval!
If it's time for a new home loan, we will provide you with a solid approval. Sellers will know your offer is good, so you'll have an edge in the bidding war.
1 . Takes 10-15 Mins
2 . Easy to Complete
3 . Obligation Free
4. 100% Secure
We’re here to help with your questions and next steps.
Can I Share with You Some Options
It's similar to visiting the doctor for a check-up. You do it to ensure everything is fine or to address any issues that need improvement.
Our financial health should be treated the same way. It's always beneficial to explore ways to enhance our financial situation. The goal is to pay off properties while minimizing long-term interest costs. This can be achieved by lowering the interest rate, reducing the loan term, or both.
There are three strategies to improve our financial success:
1. Lowering monthly obligations by consolidating debt.
2. Keeping monthly payment obligations the same while shortening the loan term.
3. Increasing monthly payments to pay off the property faster.
In just a short phone call, I can run some numbers and provide you with a quick snapshot of your finances and potential improvements.
FHA Streamline - Documentation
Here is the list of documents I need to streamline your FHA Loan to be able to work up the numbers to make sure it meets the net tangible benefit. FHA requires a streamline of an FHA Loan to save the borrower money on their monthly payment to qualify for a streamline. With the documentation below we are able to calculate your new payment up-front before we pull your credit. Once you have your new payment and monthly savings and would like to streamline your FHA Loan we will pull your credit.
Initial Questions:
The original closing/note date for the mortgage being paid off?
The date the first payment was DUE for the mortgage being paid off?
Here's the documentation needed to streamline your FHA Loan:
1. Valid/current ID for all borrowers
2. Valid Social Security Card for all borrowers
3. Most recent mortgage statement
4. Recent utility bill OR Paystub with legible mailing address
5. Deed of Trust OR Note for the mortgage being refinanced
If, you don't have the note let us know and we are able to help you get it.
Thanks
Jeff Carlston
801-548-2627
1. Valid/current ID for all borrowers
2. Valid Social Security Card for all borrowers
3. Most recent mortgage statement
4. Recent utility bill OR Paystub with legible mailing address
5. Deed of Trust OR Note for the mortgage being refinanced
If, you don't have the note let us know and we are able to help you get it,
1. Apply Online Here
When you are ready to purchase, we're ready too - apply online 24 hours a day, 7 days a week.
You will have an expert mortgage broker available to answer all your questions. Need Hel;? Call or Text Jeff 801-548-2627
2. Upload Necessary Documents
These document will be necessary to approve your mortgage application.
3. Close Your Loan
I'm Interested in a Call
Jeff Carlston is a Licensed Loan Officer NMLS #315077 with Augusta Lending Utah NMLS# 353774 Align Lending Michigan NMLS# 2041154
Augusta Lending
852 South Main Street
Pleasant Grove Utah 84062
NMLS# 353774
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Utah NMLS License #315077 For licensing information, go to: www.nmlsconsumeraccess.org
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